:root{--bg:#fbf8f4;--ink:#141a2e;--muted:#5d6479;--accent:#ff7a45;--accent-d:#e0602c;--card:#fff;--line:#e9e2d9;--navy:#141a2e;--r:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto}a{color:inherit}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:9;border-radius:8px}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.top{display:flex;align-items:center;justify-content:space-between;gap:12px;max-width:1040px;margin:0 auto;padding:14px 20px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;text-decoration:none}
.top nav{display:flex;gap:18px;font-size:15px}.top nav a{text-decoration:none;color:var(--muted)}.top nav a:hover{color:var(--ink)}
.hero{padding:28px 0 56px}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}
.eyebrow{color:var(--accent-d);font-weight:600;letter-spacing:.04em;text-transform:uppercase;font-size:13px;margin:0 0 8px}
h1{font-size:clamp(34px,6vw,56px);line-height:1.08;margin:0 0 16px;letter-spacing:-.02em}.accent{color:var(--accent)}
h2{font-size:clamp(24px,4vw,34px);margin:0 0 12px;letter-spacing:-.01em}h3{margin:0 0 6px;font-size:18px}
.lead{font-size:19px;color:#333b52;max-width:34em}.muted{color:var(--muted)}.small{font-size:14px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 14px}
.btn{display:inline-block;padding:14px 22px;border-radius:14px;font-weight:600;text-decoration:none;border:2px solid transparent;min-height:48px}
.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-d)}
.btn-ghost{border-color:var(--ink);color:var(--ink)}.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-off{opacity:.55;cursor:not-allowed}
:focus-visible{outline:3px solid #3b82f6;outline-offset:3px}
.hero-art{text-align:center}
section.wrap{padding-top:36px;padding-bottom:36px}
.cards{list-style:none;padding:0;margin:20px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.card{position:relative;background:var(--card);border:1px dashed #c9bfb2;border-radius:var(--r);padding:22px 20px 18px}
.badge{position:absolute;top:12px;right:12px;background:#fff1e8;color:var(--accent-d);font-size:12px;font-weight:700;padding:2px 10px;border-radius:99px;letter-spacing:.05em;text-transform:uppercase}
.when{color:var(--muted);margin:0 0 10px}.price{margin:0}.price strong{font-size:22px}.price s{color:var(--muted);margin-left:6px}
.steps{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:14px}
.steps li{display:flex;gap:16px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px}
.steps p{margin:0;color:var(--muted)}.num{flex:none;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.partners{background:var(--navy);color:#fff;padding:48px 0;margin:24px 0}.partners .lead{color:#d6dbef}
.ticks{list-style:none;padding:0;margin:16px 0 0}.ticks li{padding:4px 0 4px 28px;position:relative}.ticks li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.partners .btn-primary{background:var(--accent)}
.foot{border-top:1px solid var(--line);padding:28px 0;margin-top:20px;font-size:14px;color:var(--muted)}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}.foot p{margin:0 0 8px}
.legal{max-width:760px;padding-top:24px;padding-bottom:40px}.notice{background:#fff7e6;border:1px solid #f1d38a;border-radius:12px;padding:12px 16px}
@media (max-width:760px){.hero-grid{grid-template-columns:1fr}.hero-art{order:-1;max-width:220px;margin:0 auto}.top nav{gap:12px;font-size:14px}.btn{width:100%;text-align:center}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}